Disclaimer: A referral to a lawyer who has indicated his or her willingness to accept cases in a particular area of law does not mean that the Lawyer Referral System sponsored by the Minnesota State Bar Association has certified such lawyer as a specialist or an expert in the indicated field of practice, nor does it mean that the lawyer is necessarily any more expert or competent than any other lawyer. Also, the LRS does not require lawyers to have malpractice insurance coverage, nor to divulge any incidents of professional discipline. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered.